HomeCheck Your Florida Hometown Heroes Eligibility

Check Your Florida Hometown Heroes Eligibility

Find out in just a few minutes whether you may qualify for up to $35,000 in down payment and closing cost assistance.

Check Your Hometown Heroes Eligibility

Complete this preliminary review to see whether you may qualify for Florida Hometown Heroes assistance.

Employment eligibility

Homebuyer and mortgage information

Monthly obligations and household information

Enter the required monthly payment. For deferred student loans, enter the outstanding balance so the loan officer can compare product calculations.

Do not open new credit, finance furniture or vehicles, increase balances, move large sums, change jobs, or pay off debts without first speaking with your loan officer. Debt treatment may vary by loan product, agency, AUS findings, lender and investor.

Certification and acknowledgment

Before signing, please review these important program statements:

  • I certify that the information I provided is complete and accurate to the best of my knowledge, and I understand this is a preliminary review—not a loan approval or guarantee of program funds.
  • At least one qualifying borrower generally must be currently employed full-time and paid directly by an eligible Florida-based employer.
  • The employer and the physical Florida work location must qualify. Fully remote employment generally does not qualify. Hybrid employment may require proof that the borrower regularly reports to the eligible Florida worksite.
  • Examples of potentially eligible employers include qualifying healthcare facilities, Florida K–12 schools, fire departments, ambulance services, hospitals, law-enforcement or correctional agencies, eligible courts and public legal offices, qualifying childcare facilities, and eligible military or veteran employment situations.
  • My paystubs or verification of employment may need to clearly show the employer or facility that pays me, my full-time status, and the Florida location where I physically work.
  • I intend to purchase and occupy the property as my primary residence and be a Florida resident.
  • I understand that first-time-homebuyer requirements may apply unless a permitted exemption is confirmed.
  • There is no cost to apply for Hometown Heroes down-payment assistance. I should not pay an upfront fee merely to apply for the program.

Final eligibility is determined by the participating lender after reviewing current Florida Housing requirements, supporting documents, mortgage qualification, underwriting, and available program funds.

Preparing your preliminary result…

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